How it works
A simple, transparent process from first chat to settlement and beyond.
1. Free strategy call
We start with a conversation about your goals, income, expenses and timeframe, by phone, video or WhatsApp. There’s no cost and no obligation.
2. Compare and recommend
We compare suitable loans from our lender panel and explain the options, including rates, fees, features and the trade-offs, so you can make an informed decision. We give you our Credit Guide up front, and a Credit Proposal Disclosure Document before we apply.
3. Application
We tell you exactly which documents we need, prepare your application and lodge it with the lender. We handle the back-and-forth and keep you updated.
4. Approval and settlement
Once approved, we walk you through the loan documents and coordinate with your conveyancer, solicitor or accountant so settlement runs smoothly.
5. We stay in touch
Your circumstances and the market change. We check in regularly to make sure your loan still suits you.
What does it cost?
Our service is usually at no cost to you. We are typically paid a commission by the lender when your loan settles. If a fee applies, it will be set out in a Credit Quote provided to you before we apply for finance. Our Credit Guide explains how we are paid.
Ready to talk it through?
A free, no-obligation chat about where you are and where you want to be.