Is your home loan still pulling its weight?
Lenders often save their sharpest offers for new customers. We review your current loan, compare options across our lender panel and tell you honestly whether switching is worth it.
- Free, no-obligation review of your current loan
- Compare rates, fees and features across our lender panel
- Consolidate debts or release equity for your next goal
- Clear numbers on costs and potential savings before you decide
40+ lenders. One conversation.
- 24 banks
- 13 specialist lenders
- 6 business & asset financiers
Commonwealth BankBank
WestpacBank
NABBank
ANZBank
Macquarie BankBank
INGBank
St GeorgeBank
HSBCBank
BankwestBank
Bank of MelbourneBank
BankSABank
ME BankBank
UbankBank
AMP BankBank
Bendigo BankBank
Great Southern BankBank
Heritage BankBank
MyState BankBank
Qudos BankBank
Auswide BankBank
Bank AustraliaBank
Australian Military BankBank
- Bank of ChinaBank
Bank of SydneyBank
Pepper MoneySpecialist lender
LibertySpecialist lender
La Trobe FinancialSpecialist lender
ProspaBusiness & asset finance
FirstmacSpecialist lender
ScotPacBusiness & asset finance
ResimacSpecialist lender
WISRBusiness & asset finance
BluestoneSpecialist lender
- Angle Asset FinanceBusiness & asset finance
MA MoneySpecialist lender
- ASCFBusiness & asset finance
BrightenSpecialist lender
- NWC FinanceBusiness & asset finance
Better ChoiceSpecialist lender
Granite Home LoansSpecialist lender
- HejazSpecialist lender
- Myloan ElectSpecialist lender
- ParamountSpecialist lender
Lenders on our panel, accessed through Finsure Finance & Insurance Pty Ltd and subject to change. Lender names and logos are trade marks of their owners and don’t imply endorsement. See our Credit Guide.
A loan review that pays for itself
Refinancing isn’t only about the rate. The right loan structure, with features like an offset account, the right split between fixed and variable, and fewer fees, can make a real difference over the life of your loan.
- Rate and fee comparison: including comparison rates and the total cost of switching.
- Debt consolidation: roll higher-interest debts into one manageable repayment, where appropriate.
- Equity release: for renovations, investment or business purposes.
- Ongoing check-ins: we’ll review your loan again so it keeps suiting you.
Common questions
When should I think about refinancing?
Common triggers are a fixed rate ending, your rate no longer feeling competitive, wanting to consolidate debts, releasing equity for renovations or investment, or changes in your circumstances. A yearly loan review is a good habit.
Are there costs to refinance?
There can be: discharge fees from your current lender, application or valuation fees, and break costs if you are on a fixed rate. We weigh these against potential savings before recommending anything.
Will refinancing affect my credit score?
A new application involves a credit enquiry. We keep applications targeted so you are not making unnecessary enquiries.
How long does it take?
It varies by lender. Many refinances settle within a few weeks once all documents are in. We keep you updated at every step.
Ready to talk it through?
A free, no-obligation chat about where you are and where you want to be.